My dear fellow Proverbs 31 women in progress,
I hope you had a good week filled with the Holy Spirit. As for me, it was rather good but I had a kind of revelation; as though I was urged to publish a post about how to survive through financial difficulties.
Financial difficulties can come for various reasons. Maybe your husband was fired from his job, or you did not manage money properly. In any case, don’t be harsh on your husband or yourself.
Indeed, this is something that many people can encounter at least once in their lifetimes (including me!) – unless you are super rich! When you hear the news everyday, many specialists say that a huge Financial crisis (bigger than the one we still living) is coming; but nobody knows the starting point of this crisis.
It is said that the Proverbs 31 woman laughs of the future because of her wisdom. However, if your household encounters Financial difficulties for any reason, here are the steps to follow:
- cut the expenses
- forget luxuries
- stay confident
Step #1: Cut the expenses
Here is the test for your stamina. Learn to adapt to your new financial situation. Review your monthly expenses (with your husband if you’re married) and don’t hesitate to reduce costs when it’s possible. It can be hard at the beginning but you’ll make it. And please, please, never borrow money to finance your lifestyle just because you want to keep your preceden lifestyle. You’ll end in a more difficult place, believe me. I’ve seen many people in this situation and I can tell you that being in debt is a state of slavery.
This step can also be the moment when you can learn the lessons life brings to you and learn from them. It is hard especially at that period of time where you are distressed, but I also believe that periods of Financial difficulties are an opportunity to grow and start new habits.
Be patient and learn to live frugally. And this brings us to our second step…
Step #2: Forget luxuries
Hmmm… You’ll have to learn to make a distinction between what you need and what you want. Do you really need to get these new satin sheets? Do you really need to but these new shoes? Or this new cell phone which is advertised all over the city? I know that advertising agencies are very clever to turn superfluous goods into must-haves. However, resist the temptations and don’t try to keep up with the Joneses.
Many luxuries are a way for us to make people admire us. Though I am the first one to appreciate beautiful things, I am against people who would starve themselves rather than missing the last Chanel bag. I find it insane and ridiculous. Start living frugally and forget luxuries for a moment.
And when you let luxuries go, why don’t you start a brand new savings plan with you newly found money?!
Step #3: Stay confident
Remember that there are seasons in life. You are just facing a temporary setback. Continue to trust God. If you are a homemaker, encourage your husband and lift him up. Continue to smile. He’ll be more encouraged by your smile and your strength and your faith in him and will make anything to take you out of this situation.
If you’re a single woman, continue to look for opportunities to either find a new job, develop new skills or even start your own business like the Proverbs 31 woman!
Do you agree with these steps? Please share your point of view!
By Helen Andelin